Thrifty PigThrifty Pig
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The budgeting app that plans every pay

Know the money will be there.

Thrifty Pig tells you exactly what to move into each pot every payday, so rego, insurance and rates are covered the day they land. Built for Australian pay cycles, for one income or two.

Start your free trialSee how it works
  • No bank login
  • No card for the trial
  • Cancel online
  • Made in Australia, hosted in Sydney

Try it on the bill that worries you

Why budgets fall over

You sit down, work out the numbers, and a fortnight later it’s already wrong. Usually for one of three reasons.

Averages hide the squeeze

A $900 rego averaged across the year is $17 a week. If it’s due in three weeks, that maths leaves you $850 short on the day.

Bills bunch up

Insurance, rates and rego have a habit of landing in the same month. An annual average never warns you that month is coming.

Five-week months

Groceries at $600 a week average $2,600 a month, but a five-week month costs $3,000. Fund the average and those months come up $400 short.

Built for two

Two incomes, shared bills. Thrifty Pig splits each transfer by income share, or gives each pot one payer so there are fewer transfers to set up. Invite your partner: one budget, two logins.

The plan for a couple: $3,189.00 to move out of Matt's pay account and $1,714.00 out of Sarah's each fortnight, 65% and 35% of household income, with a choice between both paying into every pot or one of them per pot.
From the app, with an example household’s figures.

Set it up once

Set up a pot for each part of your life, tell us what comes in and what goes out, and we do the rest.

  1. Create your pots

    Rent, groceries, bills, savings — real bank accounts or just cash. Whatever matches how you actually live.

  2. Add income and bills

    What you earn, what you owe, how often, and when the next one is due.

  3. Get your transfer plan

    Exactly what to move into each pot each pay — and a warning before any shortfall.

The plan's list of transfers to set up: a one-off $5,117.13 from Savings to Bills before 10 March, then $1,912.34 from Matt's pay account and $1,027.83 from Sarah's into Bills every fortnight.
From the app, with an example household’s figures.

Simple pricing

Free for 30 days, with no card. Then $12 a month, or $99 a year (save $45). Cancel any time online.

See pricing

Stop getting caught out by bills

A few minutes to set up. Then you’ll know, every pay, exactly where your money needs to go.

Start your free trial