Now in beta
Know the money will be there.
Most budgeting tools spread your bills evenly across the year and call it a plan. But bills don’t arrive evenly. Thrifty Pig works forward from real due dates and tells you exactly what to move into each pot, every pay.
Free while in beta. No card, no bank connection.
Try it on the bill that worries you
Why budgets fall over
You sit down, work out the numbers, and a fortnight later it’s already wrong. Usually for one of three reasons.
Averages hide the squeeze
A $900 rego averaged across the year is $17 a week. If it’s due in three weeks, that maths leaves you $850 short on the day.
Bills bunch up
Insurance, rates and rego have a habit of landing in the same month. An annual average never warns you that month is coming.
One number for everything
A single balance can look healthy while three separate commitments are quietly counting on the same dollars.
Give every dollar a job
Set up a pot for each part of your life, tell us what comes in and what goes out, and we do the rest.
Create your pots
Rent, groceries, bills, savings — real bank accounts or just cash. Whatever matches how you actually live.
Add income and bills
What you earn, what you owe, how often, and when the next one is due.
Get your transfer plan
Exactly what to move into each pot each pay — and a warning before any shortfall.
Stop guessing whether you can afford it
A few minutes to set up. Then you’ll know, every pay, exactly where your money needs to go.
Start free